Binoova Susu/Akawo SaaS gives savings collectors a complete digital platform — branded subdomain, automated mobile money collections, instant SMS confirmations, saver ratings and real-time dashboards. You stay in control. Your money flows directly to you.
Susu (West Africa), Akawo (Nigeria) and Kuu (Liberia) are community savings systems that have existed for generations. They work on trust. They work on relationships. They don't work well on paper.
Binoova gives savings collectors a complete digital business without replacing what makes Susu special. Your relationship with your members stays central — Binoova just handles the collections, the records and the reminders automatically.
The key difference from other savings apps: Binoova never holds your money. Clients pay via mobile money, and funds go directly to your account. We only handle the data layer.
See All FeaturesA subdomain, a web dashboard and a mobile app — all under your business name.
Automated debits via Orange Money, MTN MoMo, and bank transfer — on your schedule.
Members earn 1–5 star consistency scores — a powerful trust and accountability tool.
Every payment confirmation SMS comes from your registered business name — not from Binoova.
From your first signup to fully automated collections — here's the flow in five simple steps.
Choose a plan, set up your account, and get your branded subdomain (e.g. mary-susu.binoova.com) live within 24 hours.
Register members with their mobile number. Set individual contribution amounts and collection frequency — daily, weekly, or monthly.
Members receive a WhatsApp or SMS link to their own dashboard where they can view balances, history and upcoming deductions.
On collection day, mobile money charges each member's account automatically. Funds go directly to your account — never to Binoova.
Every member gets an instant SMS confirmation from your business name. Your dashboard and theirs update in real time. No disputes.
All included in your annual subscription. No per-transaction fees from Binoova.
Your main dashboard gives you a live view of every member, every collection, every outstanding balance — across all your Susu groups simultaneously.
Set your collection schedule once. Mobile money charges each member automatically on the due date — whether you're asleep, at market, or travelling.
Every Susu member earns a 1–5 star rating based on their payment consistency. This creates accountability, rewards good savers — and gives your business a professional edge no notebook can match.
Every plan includes the complete Binoova Susu/Akawo feature set.
Your personalised link (e.g. mary-susu.binoova.com). Shareable on WhatsApp. Memorable for members.
Each member gets their own dashboard to view balances, contributions, ratings and payment history.
Every payment confirmation fires from your registered business name — not "Binoova". Professionally branded.
USD, NGN and LRD all supported. Set pricing in the currency that makes sense for your members.
Manage multiple Susu or Akawo groups from one account — each with their own terms, members and schedule.
Collection trends, member reliability scores, payout projections, and monthly performance summaries.
One flat annual fee. No per-transaction charges from Binoova. Start free for 14 days.
14-day free trial — no card required
14-day free trial — no card required
Join collectors across Nigeria and Liberia who have gone digital. Your money stays yours — Binoova just makes your business smarter.
No credit card required. 14-day free trial. Go live in 24 hours.
